Fraudulent Fees JPMorgan Chase I just came across an unethical practice perpetrated on my Chase debit account. It seems some "pending" charges where conveniently processed after my account was overdrawn, even though the purchases occurred before the account was overdrawn. Thus, because of this, I incurred some insufficient funds charges for purchases that were not made when the banking statement says that they were. I have the receipts to prove it! I've been suspicious of these "pending" statuses for a while, but now Chase is just stealing money. For one, the dates of the transaction listed on the statement after the "pending" status was changed don't match my receipts. And two, the "Overdraft Coverage" was supposed to protect against overdrawing your account, however, it conveniently didn't protect against the charges that Chase took out themselves after they processed my "pending" charges, and turned them into purchases made with insufficient funds, when in reality, they weren't. Once again, I have the receipts to prove it! I plan on taking my money out of the bank as soon as I can, and canceling my direct deposit.