Overdraft charges TCF , Direct Deposti made and checks posted. Made additional deposit and item was not posted same day when visiting the branch before 2 pm Bank did not post till next day on my account, Over draft charges on all checks totaling over 175.00 even after complaigning refused to reverse all charges and made deposit and still more over draft charges charged to my account. This bank has changed all the conditions made when opening the account including miminum deposit requirements. All transactions made from direct deposit should be made available immediately. Used account same day and received an NSF fund while visiting and making a purchase at Jewel. There is definitely something wrong with this bank. Funds are not posted correctly. Closing my account.